AFFORDABLE COLLEGE

 Once you begin working after college, you might find it hard to manage your time. At times, you have to juggle several projects and meetings. So, if you find yourself a chance to learn time management before you kickstart your professional life after college, avail it with both hands. It can also help you to juggle your classes while working a job.

 It will also help you learn about people at work. It’s important to understand that there is a difference between working with people in school and communicating with people at your job. In hindsight, it can help you gain abilities to adjust to the real world outside the four walls of your classroom.

 Charles Chadwick shares that his professional career skyrocketed, because he was always willing to work, learn and get some type of work experience. Of course, that’s subjective because not everyone likes to push themselves beyond their limitations. However, Charles, suggests that even a single job during studies can help you manage your time better. After all, you must take the time to do something, because money won’t be handed to you on a silver platter. Just like student loan forgiveness, if it happens great, but if a student does not qualify, please understand you must manage your finances it’s the right thing to do.

 It’s funny how being an entrepreneur was a big boy’s thing in the past. People who used to become business owners in the late 1900s were usually part of large-scale corporations. These days, everything has gotten a lot easier. Every day, we hear about some teenagers becoming online sensations or millionaires by creating and changing the way we do things. What does that present? A chance to become entrepreneurs.

 College students have the chance to become entrepreneurs and take the world by storm when they enter the professional arena. Charles Chadwick talks about a story during his college days when one of his professors talked about their equipment. They spoke about how the G5 Power Macs were great systems before, but were a little outdated. So, it was time to upgrade to the new iMacs. They said, ” It would be nice to upgrade to some newer models, but I don’t think we can, given our limited budget.”

 That’s when Charles had an idea that quickly made him ask, ” What if we sell our old systems and purchase newer iMacs?” Charles’s professor liked the idea, and quickly decided to set up a meeting with the finance office. Most people might not even think a student would come up with such an idea. Even if they do, hardly anyone volunteers to suggest something, but it was Charles’s moment, and he took it.

 After a few days, a meeting was planned where they presented their idea to the finance office, and they agreed. As a reward, the college’s finance officer asked him, “Charles, what do we owe you for your trouble to sell all these computers? “ Charles said “if it was not too much of a problem, could he maybe keep one of them?” and they agreed. So, it’s all about leveraging an idea and going through with it.

 Did you know that working improves your grades? Contrary to popular beliefs, most working students witness their grades improving. It is usually a result of learning to organize and plan your study time effectively. Of course, you have to be precise with your approach. Experts suggest that it usually depends on the hours you’re clocking in for work.

 Studies indicate that students who work 15 to 20 hours per week have better GPAs than those who don’t work at all. So, think again about performing better in your studies because you’re a full-time student. Let’s look at it this way; if you don’t put your time, energy, and effort into a job, you will do that in an unproductive environment.

 As someone who was in your shoes, Charles knows what it takes to survive and thrive in a harsh college environment and work simultaneously. He also understands the importance of working during college hours. That’s why he has prepared five quick ways for you to earn money in college.

 Earn with a Hobby: One of the best ways to earn is to find a hobby that you like. For instance, if you’re a photographer, you can earn money by getting a few gigs on the side like baby showers or engagement pictures etc.

 Work-Study Program: Several working opportunities, like maintenance, finance office or other labor work, allow you to earn well even during college and get some type of work experience.

 Work at Businesses that are in a walking distance: One of the best ways to earn quickly is to work at a place near your college. You never know who you can meet and help you on your life journey.

 Earning Through Selling item on Facebook Market: This is also a quick way to earn income. Remember, the Facebook marketplace is a great way to sell unique items.

 Use Your Mind: There’s nothing better than using your mind. For instance, if you can create an app that can help you to perform better in your field or major of study. Solve a problem in your studied industry by designing a powerful app.

 Gone are the days when people thought getting a college education required you to focus entirely on your studies only. The recession has played a significant part in changing this mindset and has also created chances for young professionals to become street-smart rather than book-smart. Charles Chadwick is a clear example that one can earn good money and gain experience while still being enrolled in a challenging academic program. It’s all about focus and what matters the most. So, are you a college student looking for inspiration? Order your copy of Charles’s book today “ Cultivated Circumstances Experience is sometimes priceless” he explains why getting work experience is some much important for young people. He even talks about the importance of the Trade Industry! Also, if you know anyone going to college pick up his other book “ College Checklist 2 Steps w/Tips on How to Cut College Costs Down.”

Affordable College

 Owning a property, specifically a house, is everyone’s dream. People spend their lives saving for their dream house, and once they finally succeed in purchasing one, it should be worth a lifetime’s effort. After all, it requires decades of hard work living to save enough to purchase a house. But little do those who never had a house of their own in the past know that this luxury needs to bear many financial costs. From plumbing and electric work to paint jobs and HVAC systems, a house demands regular maintenance to stay in optimal condition. Overlooking these maintenance requirements will make the house lose its charm, beauty, and, most importantly, its monetary value.

 As the world comes close to a possible recession following the coronavirus outbreak, property repair costs continue to rise; an alarming situation for homeowners and realtors. The homeowners will have to invest a significant chunk of their income into repairing the property while paying off the mortgage, and for realtors, it means minimized profits.

 Skills that an individual needs to land plumbing, painting, electrician, locksmith, carpentry, ironworker, and similar jobs are known as trade skills. The advanced skills needed for these jobs are not usually acquired in traditional colleges, but at trade schools or through on-the-job experience.

 Individuals with trade knowledge are guaranteed a faster and less expensive route to stable, well-paying jobs. Did you know that 17.5% of skilled tradespeople will go on to start their own business and become self-employed, inching close to the American Dream?

 Even though having trade skills can increase an individual’s chances of acquiring financial stability, not many people consider it a career. As the generation of baby boomers continue to retire, the possibility of a shortage of plumbers, electricians, and HVAC technicians, increases. The industry needs young people, or those in career transition, women, and minorities to get ahead of this shortage problem. 57% of the total workforce in the US comprises women. But less than 10% of the United States’s total women workforce is part of the construction industry, including both skilled tradespeople and unskilled labor.

 Despite how greatly the world emphasizes obtaining a college degree, developing trade skills can benefit all. Be it a student struggling to pay student loans or a property owner looking for ways to cut down maintenance costs, trade skills open the door to amazing opportunities for all.

 Emphasizing learning trade skills is Charles Chadwick, author of College Checklist and Cultivated Circumstances. His publications help people, including high shool/college students, manage their finances by cutting down costs. While he shares different ways to reduce college and overall expenses to acquire financial stability in life, he greatly emphasizes the need to learn trade skills. Charles was able to cut his costs by 40% in college, thanks to a smart approach and the time he spent working at his father’s plumbing business.

 Charles stated, “My father is a licensed plumber, and I learned the trade of plumbing from him. And this has really helped me reduce the costs of owning and renting property.” His time working with his father during COVID-19 made him realize the amount realtors and homeowners spend on repair work to maintain their properties. From the material to the services, the prices soared during the pandemic showing no signs of receding. No one knows how long high prices will continue to batter the public’s finances. This is why Charles, a cut-cost expert, believes it is a wise approach to acquire trade skills. Through his books, he aims to spread awareness of how people can cut their costs/expenses. The tips and tricks discussed by Charles offer a pathway for people to learn how to cut costs realistically and strategically.

 With this approach, Charles proves through his example that cutting costs/expenses and owning a rented house is possible. Maintaining a home would be easy, too, as one with trade skills can manage this task without assistance. Charles wishes to spread this message and share this hack with all those property owners who cannot maintain their property’s condition due to the soaring material and service costs.

 Having trade skills can help property owners cater minor repair work independently. With such a skill set, they won’t have to think about hiring costly services. The fact that plumbers, electricians, and other trade workers charge a fee to just visit and diagnose the problem proves how costly these services are. Charles shared a story of his aunts, who enrolled in a contuining education tile class at a community college to learn. “My aunts were motivated to take the course when they saw how expensive it was to have their bathrooms redone way out of their budget.”

 Not only is this an excellent way to cut down the costs, but, also a chance to set up a side hustle. After learning trade skills, many individuals start their businesses and become self-employed. In either case, a person with trade skills can move a step closer to financial independence and stability.

 Whether you’re a homeowner or a realtor, you can significantly benefit from knowledge about the trade industry. Here are some amazing things that Charles learned while working with his father.

 Charles discussed how his father would charge a service call fee. This is a fee service providers charge for visiting the site to look at a repair job. This is common among trade service providers. When the customers use the same service later, the amount paid as the initial fee gets deducted from the bill. Some trades service calls charge the service call that day and will not apply their fee if you call them back later. They usually want a customer to accept their price at that moment after they access the job.

 So, when choosing a trade service, you should choose the one you hired the last time. This way, you can save the service call fee and pay only for the work performed.